A mortgage broker is a liaison between the consumer and a lending institution such as a bank, trust companies, and private lenders. In addition, there are dozens of lending institutions that provide loans to the public exclusively through mortgage brokers.

Through Mortgage Architects , I have access to over 30 different lenders; as such, I can offer a wide variety of loan products directly to you the consumer. This feature alone saves you time, effort and money by having direct access to lenders with the right product for you at a competitive price.

As a mortgage Consultant, I can provide financing that is customized to your needs. Any one lender has a limited number of loan programs to offer. In contrast, a mortgage broker, who represents dozens of lenders and virtually hundreds of loan programs, can customize a program to the borrower's specific needs and not be limited to the underwriting guidelines of one particular lender.

My advice is impartial and based on what is in your best interest. No pressure and no ulterior motives.

Shopping for mortgages can be time consuming and frustrating if you do it yourself. I will often step in to negotiate terms and conditions that are more favorable to you than those you would receive by working directly with the lender.